As of January 1, 2017

Health Plan

Healthcare coverage is provided through United Healthcare and is offered to employees who work 20 or more hours per week, dependents up to age 26 and domestic partners. Three plans are available: a Base Plan, a Buy-up Plan and a High-Deductible Plan. All plans allow the freedom to choose any physician, hospital or medical service provider or to utilize the network of service providers.

Base Plan

Plan FeatureIn-Network (ChoicePlus)Out-of-Network
Emergency Only
Deductible$1,000 individual
$2,000 family
Co-insurance80% after deductible
Out-of-Pocket
(co-payments, co-insurance & deductible accumulate towards this out of pocket)
$4,000 individual
$8,000 family
Preventive Care100% (deductible waived)
Hospital Services80% after deductible
Emergency Services80% after $250 copay
Urgent Care Center (non-surgical)100% after $75 copay
Prescription Drug Coverage
(Mail order 2.5 x copays/90 days)
Tier 1—$10
Tier 2—$25
Tier 3—$50

Buy Up Plan

Plan FeatureIn-Network (ChoicePlus)Out-of-Network
Deductible$500 individual
$1,000 family
$1,000 individual
$2,000 family
Co-insurance90% after deductible70% after deductible
Out-of-Pocket
(co-payments, co-insurance & deductible accumulate towards this out of pocket)
$4,500 individual
$9,000 family
$5,000 individual
$10,000 family
Preventive Care100% (deductible waived)70% after deductible
Hospital Services90% after deductible70% after deductible
Urgent Care Center (non-surgical)100% after $75 copay100% after $75 copay
Emergency Services80% after $250 copay80% after $250 copay
Prescription Drug Coverage
(Mail order 2.5 x copays/90 days)
Tier 1—$10
Tier 2—$25
Tier 3—$50
Tier 1—$10
Tier 2—$25
Tier 3—$50

High Deductible Health Plan (HDHP)

Plan FeatureIn-Network Only (ChoicePlus)Out-of-Network
Emergency Only
Deductible$3,000 individual
$6,000 family
Co-insurance100% after deductible
Out-of-Pocket
(co-payments, co-insurance & deductible accumulate towards this out of pocket)
$4,000 individual
$8,000 family
Preventive Care100% (deductible waived)
Hospital Services100% after deductible
Emergency Services100% after deductible
Urgent Care Center100% after deductible
Prescription Drug CoverageMeet deductible first and then copays apply

Vision

Vision is also provided through United Healthcare and is offered under the same circumstances as healthcare.

Dental

Dental coverage is provided by MetLife and is offered to employees who work 20 or more hours per week, dependents up to age 26 and domestic partners.  The plan allows the freedom to choose any dentist or to use a network dentist. In either case the plan benefits are the same.

Vacation Time

  • Vacation time is prorated during first calendar year of employment and thereafter earned based on the following schedule:
    • 2 weeks per year during first 3 years
    • 3 weeks per year during 4th – 15th years
    • 4 weeks per year during 16th plus years
  • 1/24 of vacation accrual will be earned each pay period.
  • You cannot carry more than two years’ worth of earned vacation into a new vacation year.
  • Vacation hours in excess of the amount that you can carry into the new vacation year will be forfeited as stated in the Employee Handbook. Employees should examine their pay stub carefully each pay day to determine if they have vacation hours they may need to use or lose before the end of the calendar year.

Education

After you have satisfactorily completed your 90-day orientation period, you are eligible for the Texas Biomedical Research Institute’s education assistance program. You must submit your request for educational assistance (tuition reimbursement) to the HRO before your first day of class. For tuition reimbursement for college course work, the courses do NOT have to be related to your job. You may get the educational assistance forms from the HRO. You may also attend job-related training programs funded by your department with the approval of your supervisor and department chair/administrative director.

Retirement

You may save your own money for retirement by contributing to the SRA (Supplemental Retirement Annuity) through tax-deferred payroll deductions. You may get the necessary forms from the HRO.

Life Insurance

  • You have life insurance coverage through MetLife (Texas Biomedical Research Institute pays the premium). This life insurance is equal to twice an employee’s annual salary (maximum $500,000) for natural death. The accidental death insurance pays an additional two times an employee’s annual salary (maximum $500,000) for a total accidental death benefit of four times an employee’s salary.
  • Long-term disability income insurance on employee equal to 2/3 monthly salary.
    beginning the 4th month of disability (maximum $13,000 monthly, until age 65).
  • Additional option life is available.

Holidays

The Institute has nine paid holidays a year. See the holiday schedule for 2016-2017.

Paydays

Institute employees are paid 24 times a year. The pay schedule is available online.